Report an online money scam
Use the Government of India’s National Cyber Crime Reporting Portal or call 1930 to report an online scam.
Go to cybercrime.gov.inFinancial crime, banking and cyber law in India
Learn about money fraud, banking rules and cyber law.
Plain-language guides to online scams, account holds, digital records and Indian law.
A report is a starting point
Look at more than one record.
A transfer can appear in a bank statement, a phone message and a report receipt. Each record may answer a different question.
One reported payment
A payment can appear in several records.
Select a record to see what it may tell you.
Reported eventOne paymentStart with what was reported.
What it may show
Compare the date, amount and reference.
Check it against other records for the same payment.
What it cannot tell you
By itself, it may not explain why the payment was made.
A simple reading guide
Four questions to ask of a record
- Source
Where did it come from?
- Time
When was it made?
- Context
What is missing around it?
- Limits
What does it not prove?
Explore the subjects
Choose a topic to find a plain guide and its sources.
- Money and online fraudHow online scams work, where money may move and what the records can show.
- Banking and co-operative institutionsLegal and compliance topics for banks, finance companies and co-operative institutions.
- Cyber-fraud reports and account holdsHow cyber-fraud reports work, what a bank hold means and where to find official guidance.
- Digital records and cyber lawWhat messages, bank statements and other digital records can and cannot show.
- Learning and researchPlain-language guides, case studies and research for students and professionals.
Go to the original source
Official guidance and law
These government websites explain how to report a scam and what the law says. Check the original page for the latest instructions.
Bank rules about fraud
In 2024, the Reserve Bank of India (RBI) published rules on how banks, co-operative banks and finance companies should manage fraud.
Read RBI’s announcementWhen digital records can be used in court
India’s evidence law explains when records such as messages and digital statements may be used in court.
Read India Code, sections 61 and 63Rules about personal information
India’s data-protection rules start at different times. The Ministry of Electronics and Information Technology lists the dates and details.
Open MeitY’s official pageWho these guides are for
For people who work with money, law, investigations or education.
- Banking and financeLegal, compliance, fraud-risk, AML/KYC and recovery teams.
- Co-operative institutionsCEOs and legal, compliance and recovery officers.
- Law and public serviceAdvocates, cybercrime investigators, prosecutors and regulators.
- Education and corporate teamsTeachers, students, in-house counsel, risk and investigation teams.
The founder and this resource
A legal practice and a learning platform.
Advocate Manik Sharad Veer works in financial crime, banking and cyber law. This platform shares educational guides and research on related subjects.
Personal profile
Advocate Manik Sharad Veer
Read her profileEducation and research